Even in a bull market, it’s wise for retirees to keep money for the next few years in a conservative bucket to preserve their spending power. Those who haven’t yet retired may also want to set some money aside for... Read more
Ask a beginner retail investor what they think best predicts whether a fund will outperform, and the answers tend to vary. Some point to the long-running dominance of U.S.-focused funds as evidence of geographic superiority. Others argue that technology-heavy portfolios... Read more
A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ongoing living expenses without exhausting savings. This framework is often tied to the 4%... Read more
It is uncommon to find investments that can benefit from opposing macroeconomic forces. Most assets tend to perform well in one type of economic environment, while struggling when conditions shift in the opposite direction. Technology stocks, for example, often thrive... Read more
Every S&P 500 sector is showing gains as 2025 wraps up – except for real estate, which is down about 1% in the calendar year through Dec. 18. Nonetheless, the sector held its own in what the National Association of... Read more
Exchange-traded funds （ETFs） can be a great way of gaining access to a complex industry that holds plenty of long-term potential. Quantum computing is one of the world’s most intriguing emerging technologies, and these five focused ETFs can provide an... Read more
9 of the Best Bond ETFs to Buy for 2026 For any pooled investment vehicle, whether a mutual fund or an exchange-traded fund （ETF）， innovation is constant. Product design often revolves around improving tax efficiency, lowering fees and creating more... Read more
It was not long ago when the consensus view was that Alphabet Inc. （ticker: GOOG, GOOGL） had fallen behind in the artificial intelligence arms race. In February 2024, the BBC published an article titled, “Why Google’s ‘woke’ AI problem won’t... Read more
With 2025 ending, savvy savers should start penciling in a few items on their personal finance to-do lists. One of the most important is planning for 2026 Roth IRA contributions. This account was designed for everyday Americans as a tax-sheltered... Read more
Much has been made of S&P 500 performance being driven by a handful of Big Tech stocks, including Nvidia Corp. （ticker: NVDA）， Microsoft Corp. （MSFT）， Apple Inc. （AAPL）， Alphabet Inc. （GOOG, GOOGL） and Amazon.com Inc. （AMZN）。 Although index concentration is... Read more
It’s a truism in retirement planning that the closer you are to retirement, the more you prioritize low-risk investments that can provide you with a steady income. At that point, the portion of your retirement portfolio in riskier assets like... Read more
Changes in the economic cycle shouldn’t be a cue to shuffle portfolio holdings. It may feel like a prudent move, but if done in a panic or as a reaction to the fast-moving news of the day, it could result... Read more