It’s a truism in retirement planning that the closer you are to retirement, the more you prioritize low-risk investments that can provide you with a steady income. At that point, the portion of your retirement portfolio in riskier assets like... Read more
Changes in the economic cycle shouldn’t be a cue to shuffle portfolio holdings. It may feel like a prudent move, but if done in a panic or as a reaction to the fast-moving news of the day, it could result... Read more
The technology sector, led by the Magnificent 7 companies, including Apple Inc. （ticker: AAPL）， Microsoft Corp. （MSFT）， Amazon.com Inc. （AMZN）， Alphabet Inc. （GOOG, GOOGL）， Meta Platforms Inc. （META）， Nvidia Corp. （NVDA） and Tesla Inc. （TSLA）， has provided significant returns for... Read more
Now that investors have digested the results of Election Day, there have been a number of sectors rising and falling in response to potential outlooks. While there’s no way of knowing for certain how things will change once President-elect Donald... Read more
The S&P 500 index of the largest U.S. stocks has tacked on more than 23% so far this year, and the general expectation is for momentum to remain strong as we enter 2025 thanks to what some see as a... Read more
$5,000 isn’t chump change. Here are seven strategies for investing $5,000 that experts recommend: S&P 500 Index Funds According to the S&P Indices Versus Active (SPIVA) Scorecard, 84.7% of all U.S. large-cap funds underperformed the S&P 500 over the... Read more
When considering investing in bonds other than U.S. Treasurys, one crucial economic indicator to add to your watchlist is credit spreads. A credit spread is the variance in yield between a U.S. Treasury bond and another type of bond of... Read more
The U.S. stock market has performed very well so far this year. As of Oct. 24, the S&P 500 has a year-to-date total return – that is, including dividends – of 21.8%. That’s about 70% higher than the S&P’s 10-year... Read more
If you’ve ever toyed with the idea of owning rental property, coming to grips with the capitalization rate – or “cap” rate – is crucial. This metric, calculated by dividing a property’s net operating income by its asset value, offers... Read more
The S&P 500 is often called the “benchmark” index, but that’s something of a misnomer, as it tracks just one asset class: large-cap U.S. stocks. Nonetheless, the S&P 500 is a cornerstone of many retirement portfolios, as it does a... Read more